Call report 2008Q3
CITIZENS BANK — 2008Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 489,473,000 | USD | evidence → |
| Total loans | 267,039,000 | USD | evidence → |
| Allowance for loan losses | 2,066,000 | USD | evidence → |
| Securities available for sale | 56,832,000 | USD | evidence → |
| Securities held to maturity | 136,820,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 411,415,000 | USD | evidence → |
| Interest-bearing deposits | 372,663,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,751,000 | USD | evidence → |
| Equity capital | 74,560,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,839,000 | USD | evidence → |
| Interest expense | 10,315,000 | USD | evidence → |
| Net interest income | 13,524,000 | USD | evidence → |
| Noninterest income | 2,324,000 | USD | evidence → |
| Noninterest expense | 4,801,000 | USD | evidence → |
| Provision for loan losses | 315,000 | USD | evidence → |
| Pretax income | 8,860,000 | USD | evidence → |
| Income tax | 2,566,000 | USD | evidence → |
| Net income | 6,294,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,056,000 | USD | evidence → |
| Total capital | 77,122,000 | USD | evidence → |
| Risk-weighted assets | 328,066,000 | USD | evidence → |