Call report 2007Q2
CITIZENS BANK — 2007Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 479,473,000 | USD | evidence → |
| Total loans | 255,066,000 | USD | evidence → |
| Allowance for loan losses | 1,946,000 | USD | evidence → |
| Securities available for sale | 70,906,000 | USD | evidence → |
| Securities held to maturity | 128,366,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 406,290,000 | USD | evidence → |
| Interest-bearing deposits | 366,897,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,393,000 | USD | evidence → |
| Equity capital | 69,258,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,441,000 | USD | evidence → |
| Interest expense | 7,700,000 | USD | evidence → |
| Net interest income | 8,741,000 | USD | evidence → |
| Noninterest income | 1,480,000 | USD | evidence → |
| Noninterest expense | 3,027,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 6,498,000 | USD | evidence → |
| Income tax | 1,555,000 | USD | evidence → |
| Net income | 4,943,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,682,000 | USD | evidence → |
| Total capital | 71,628,000 | USD | evidence → |
| Risk-weighted assets | 316,138,000 | USD | evidence → |