Call report 2007Q1
CITIZENS BANK — 2007Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 475,022,000 | USD | evidence → |
| Total loans | 243,055,000 | USD | evidence → |
| Allowance for loan losses | 1,939,000 | USD | evidence → |
| Securities available for sale | 72,403,000 | USD | evidence → |
| Securities held to maturity | 127,725,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 403,508,000 | USD | evidence → |
| Interest-bearing deposits | 365,570,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,938,000 | USD | evidence → |
| Equity capital | 67,171,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,974,000 | USD | evidence → |
| Interest expense | 3,780,000 | USD | evidence → |
| Net interest income | 4,194,000 | USD | evidence → |
| Noninterest income | 730,000 | USD | evidence → |
| Noninterest expense | 1,564,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 3,255,000 | USD | evidence → |
| Income tax | 782,000 | USD | evidence → |
| Net income | 2,473,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,200,000 | USD | evidence → |
| Total capital | 69,139,000 | USD | evidence → |
| Risk-weighted assets | 305,177,000 | USD | evidence → |