Call report 2005Q2
RURAL AMERICAN BANK - HECTOR/FAIRFAX — 2005Q2
The 22 measures RURAL AMERICAN BANK - HECTOR/FAIRFAX reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 59,745,000 | USD | evidence → |
| Total loans | 35,444,000 | USD | evidence → |
| Allowance for loan losses | 394,000 | USD | evidence → |
| Securities available for sale | 14,491,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,897,000 | USD | evidence → |
| Interest-bearing deposits | 38,099,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,798,000 | USD | evidence → |
| Equity capital | 8,705,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,451,000 | USD | evidence → |
| Interest expense | 264,000 | USD | evidence → |
| Net interest income | 1,187,000 | USD | evidence → |
| Noninterest income | 146,000 | USD | evidence → |
| Noninterest expense | 715,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 618,000 | USD | evidence → |
| Income tax | -43,000 | USD | evidence → |
| Net income | 661,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,928,000 | USD | evidence → |
| Total capital | 5,322,000 | USD | evidence → |
| Risk-weighted assets | 41,285,000 | USD | evidence → |