Call report 2005Q1
RURAL AMERICAN BANK - HECTOR/FAIRFAX — 2005Q1
The 22 measures RURAL AMERICAN BANK - HECTOR/FAIRFAX reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 59,902,000 | USD | evidence → |
| Total loans | 33,175,000 | USD | evidence → |
| Allowance for loan losses | 395,000 | USD | evidence → |
| Securities available for sale | 18,053,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,885,000 | USD | evidence → |
| Interest-bearing deposits | 37,315,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,570,000 | USD | evidence → |
| Equity capital | 8,328,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 710,000 | USD | evidence → |
| Interest expense | 115,000 | USD | evidence → |
| Net interest income | 595,000 | USD | evidence → |
| Noninterest income | 71,000 | USD | evidence → |
| Noninterest expense | 367,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 299,000 | USD | evidence → |
| Income tax | -50,000 | USD | evidence → |
| Net income | 349,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,616,000 | USD | evidence → |
| Total capital | 5,011,000 | USD | evidence → |
| Risk-weighted assets | 40,923,000 | USD | evidence → |