Call reports 2020
TOWN & COUNTRY BANK — 2020
What TOWN & COUNTRY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 158,505,000 | 173,182,000 | 170,916,000 | 167,168,000 |
| Total loans | 102,243,000 | 111,834,000 | 111,699,000 | 102,530,000 |
| Allowance for loan losses | 1,502,000 | 1,502,000 | 1,503,000 | 1,503,000 |
| Securities available for sale | 44,770,000 | 44,761,000 | 43,968,000 | 48,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,941,000 | 145,241,000 | 143,044,000 | 143,769,000 |
| Interest-bearing deposits | 108,535,000 | 112,580,000 | 113,132,000 | 111,461,000 |
| Noninterest-bearing deposits | 27,406,000 | 32,661,000 | 29,912,000 | 32,308,000 |
| Equity capital | 21,783,000 | 23,507,000 | 23,812,000 | 22,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,790,000 | 3,732,000 | 5,417,000 | 6,960,000 |
| Interest expense | 327,000 | 598,000 | 841,000 | 1,035,000 |
| Net interest income | 1,463,000 | 3,134,000 | 4,576,000 | 5,925,000 |
| Noninterest income | 145,000 | 298,000 | 326,000 | 452,000 |
| Noninterest expense | 1,002,000 | 1,977,000 | 2,838,000 | 3,789,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 602,000 | 1,541,000 | 2,179,000 | 2,703,000 |
| Income tax | 76,000 | 212,000 | 360,000 | 498,000 |
| Net income | 526,000 | 1,329,000 | 1,819,000 | 2,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,920,000 | 22,534,000 | 22,836,000 | 21,772,000 |