Call report 2025Q4
CITIZENS BANK & TRUST COMPANY — 2025Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,876,000 | USD | evidence → |
| Total loans | 129,326,000 | USD | evidence → |
| Allowance for loan losses | 1,446,000 | USD | evidence → |
| Securities available for sale | 22,418,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 155,015,000 | USD | evidence → |
| Interest-bearing deposits | 112,194,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,821,000 | USD | evidence → |
| Equity capital | 18,957,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,482,000 | USD | evidence → |
| Interest expense | 3,454,000 | USD | evidence → |
| Net interest income | 7,028,000 | USD | evidence → |
| Noninterest income | 427,000 | USD | evidence → |
| Noninterest expense | 5,012,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 2,173,000 | USD | evidence → |
| Income tax | 449,000 | USD | evidence → |
| Net income | 1,724,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,190,000 | USD | evidence → |