Call report 2025Q3
CITIZENS BANK & TRUST COMPANY — 2025Q3
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,754,000 | USD | evidence → |
| Total loans | 132,688,000 | USD | evidence → |
| Allowance for loan losses | 1,561,000 | USD | evidence → |
| Securities available for sale | 22,314,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 153,803,000 | USD | evidence → |
| Interest-bearing deposits | 111,733,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,070,000 | USD | evidence → |
| Equity capital | 18,684,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,954,000 | USD | evidence → |
| Interest expense | 2,628,000 | USD | evidence → |
| Net interest income | 5,326,000 | USD | evidence → |
| Noninterest income | 305,000 | USD | evidence → |
| Noninterest expense | 3,818,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,677,000 | USD | evidence → |
| Income tax | 362,000 | USD | evidence → |
| Net income | 1,315,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,081,000 | USD | evidence → |