Call report 2008Q3
CITIZENS BANK & TRUST COMPANY — 2008Q3
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,320,000 | USD | evidence → |
| Total loans | 81,415,000 | USD | evidence → |
| Allowance for loan losses | 794,000 | USD | evidence → |
| Securities available for sale | 22,983,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,948,000 | USD | evidence → |
| Interest-bearing deposits | 91,477,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,471,000 | USD | evidence → |
| Equity capital | 10,030,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,592,000 | USD | evidence → |
| Interest expense | 2,131,000 | USD | evidence → |
| Net interest income | 3,461,000 | USD | evidence → |
| Noninterest income | 364,000 | USD | evidence → |
| Noninterest expense | 3,264,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 583,000 | USD | evidence → |
| Income tax | 123,000 | USD | evidence → |
| Net income | 460,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,727,000 | USD | evidence → |
| Total capital | 10,695,000 | USD | evidence → |
| Risk-weighted assets | 86,064,000 | USD | evidence → |