Call report 2008Q2
CITIZENS BANK & TRUST COMPANY — 2008Q2
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 128,715,000 | USD | evidence → |
| Total loans | 86,113,000 | USD | evidence → |
| Allowance for loan losses | 762,000 | USD | evidence → |
| Securities available for sale | 25,930,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,473,000 | USD | evidence → |
| Interest-bearing deposits | 92,426,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,047,000 | USD | evidence → |
| Equity capital | 9,936,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,821,000 | USD | evidence → |
| Interest expense | 1,496,000 | USD | evidence → |
| Net interest income | 2,325,000 | USD | evidence → |
| Noninterest income | 293,000 | USD | evidence → |
| Noninterest expense | 2,118,000 | USD | evidence → |
| Provision for loan losses | 162,000 | USD | evidence → |
| Pretax income | 532,000 | USD | evidence → |
| Income tax | 116,000 | USD | evidence → |
| Net income | 416,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,686,000 | USD | evidence → |
| Total capital | 10,622,000 | USD | evidence → |
| Risk-weighted assets | 89,902,000 | USD | evidence → |