Call report 2015Q1
INDEPENDENCE BANK — 2015Q1
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 574,913,000 | USD | evidence → |
| Total loans | 446,615,000 | USD | evidence → |
| Allowance for loan losses | 5,915,000 | USD | evidence → |
| Securities available for sale | 64,769,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 480,368,000 | USD | evidence → |
| Interest-bearing deposits | 389,673,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,695,000 | USD | evidence → |
| Equity capital | 71,172,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,550,000 | USD | evidence → |
| Interest expense | 545,000 | USD | evidence → |
| Net interest income | 6,005,000 | USD | evidence → |
| Noninterest income | 277,000 | USD | evidence → |
| Noninterest expense | 2,412,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 3,866,000 | USD | evidence → |
| Income tax | 1,526,000 | USD | evidence → |
| Net income | 2,340,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,613,000 | USD | evidence → |
| Total capital | 74,500,000 | USD | evidence → |
| Risk-weighted assets | 470,930,000 | USD | evidence → |