Call report 2014Q4
INDEPENDENCE BANK — 2014Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 555,338,000 | USD | evidence → |
| Total loans | 438,284,000 | USD | evidence → |
| Allowance for loan losses | 5,906,000 | USD | evidence → |
| Securities available for sale | 62,410,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 463,065,000 | USD | evidence → |
| Interest-bearing deposits | 381,152,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,913,000 | USD | evidence → |
| Equity capital | 71,018,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,041,000 | USD | evidence → |
| Interest expense | 2,091,000 | USD | evidence → |
| Net interest income | 23,950,000 | USD | evidence → |
| Noninterest income | 1,185,000 | USD | evidence → |
| Noninterest expense | 9,835,000 | USD | evidence → |
| Provision for loan losses | 253,000 | USD | evidence → |
| Pretax income | 15,048,000 | USD | evidence → |
| Income tax | 5,391,000 | USD | evidence → |
| Net income | 9,657,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,459,000 | USD | evidence → |
| Total capital | 74,326,000 | USD | evidence → |
| Risk-weighted assets | 469,317,000 | USD | evidence → |