Call report 2023Q1
OPTUS BANK — 2023Q1
The 22 measures OPTUS BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 418,728,000 | USD | evidence → |
| Total loans | 247,049,000 | USD | evidence → |
| Allowance for loan losses | 1,200,000 | USD | evidence → |
| Securities available for sale | 41,254,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 340,133,000 | USD | evidence → |
| Interest-bearing deposits | 265,750,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,383,000 | USD | evidence → |
| Equity capital | 64,929,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,620,000 | USD | evidence → |
| Interest expense | 1,033,000 | USD | evidence → |
| Net interest income | 3,587,000 | USD | evidence → |
| Noninterest income | 359,000 | USD | evidence → |
| Noninterest expense | 1,802,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 2,054,000 | USD | evidence → |
| Income tax | 410,000 | USD | evidence → |
| Net income | 1,644,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,631,000 | USD | evidence → |
| Total capital | 67,831,000 | USD | evidence → |
| Risk-weighted assets | 275,910,000 | USD | evidence → |