Call report 2022Q4
OPTUS BANK — 2022Q4
The 22 measures OPTUS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 405,324,000 | USD | evidence → |
| Total loans | 229,393,000 | USD | evidence → |
| Allowance for loan losses | 1,226,000 | USD | evidence → |
| Securities available for sale | 40,731,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 329,083,000 | USD | evidence → |
| Interest-bearing deposits | 258,053,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,029,000 | USD | evidence → |
| Equity capital | 63,481,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,322,000 | USD | evidence → |
| Interest expense | 1,886,000 | USD | evidence → |
| Net interest income | 10,436,000 | USD | evidence → |
| Noninterest income | 1,106,000 | USD | evidence → |
| Noninterest expense | 6,596,000 | USD | evidence → |
| Provision for loan losses | 597,000 | USD | evidence → |
| Pretax income | 4,349,000 | USD | evidence → |
| Income tax | 964,000 | USD | evidence → |
| Net income | 3,385,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,930,000 | USD | evidence → |
| Total capital | 66,156,000 | USD | evidence → |
| Risk-weighted assets | 251,343,000 | USD | evidence → |