Call report 2016Q1
OPTUS BANK — 2016Q1
The 22 measures OPTUS BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,066,000 | USD | evidence → |
| Total loans | 35,141,000 | USD | evidence → |
| Allowance for loan losses | 1,109,000 | USD | evidence → |
| Securities available for sale | 7,270,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,061,000 | USD | evidence → |
| Interest-bearing deposits | 40,853,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,208,000 | USD | evidence → |
| Equity capital | 4,780,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 523,000 | USD | evidence → |
| Interest expense | 63,000 | USD | evidence → |
| Net interest income | 460,000 | USD | evidence → |
| Noninterest income | 102,000 | USD | evidence → |
| Noninterest expense | 642,000 | USD | evidence → |
| Provision for loan losses | 26,000 | USD | evidence → |
| Pretax income | -106,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,733,000 | USD | evidence → |
| Total capital | 5,266,000 | USD | evidence → |
| Risk-weighted assets | 42,025,000 | USD | evidence → |