Call report 2015Q4
OPTUS BANK — 2015Q4
The 22 measures OPTUS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,791,000 | USD | evidence → |
| Total loans | 35,648,000 | USD | evidence → |
| Allowance for loan losses | 1,079,000 | USD | evidence → |
| Securities available for sale | 8,252,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,211,000 | USD | evidence → |
| Interest-bearing deposits | 41,556,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,655,000 | USD | evidence → |
| Equity capital | 4,330,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,094,000 | USD | evidence → |
| Interest expense | 282,000 | USD | evidence → |
| Net interest income | 1,812,000 | USD | evidence → |
| Noninterest income | 293,000 | USD | evidence → |
| Noninterest expense | 3,121,000 | USD | evidence → |
| Provision for loan losses | 212,000 | USD | evidence → |
| Pretax income | -1,228,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,228,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,339,000 | USD | evidence → |
| Total capital | 4,879,000 | USD | evidence → |
| Risk-weighted assets | 42,680,000 | USD | evidence → |