Call report 2025Q3
SPIRO STATE BANK — 2025Q3
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,061,000 | USD | evidence → |
| Total loans | 57,467,000 | USD | evidence → |
| Allowance for loan losses | 536,000 | USD | evidence → |
| Securities available for sale | 21,650,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,422,000 | USD | evidence → |
| Interest-bearing deposits | 64,993,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,429,000 | USD | evidence → |
| Equity capital | 14,398,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,765,000 | USD | evidence → |
| Interest expense | 941,000 | USD | evidence → |
| Net interest income | 2,824,000 | USD | evidence → |
| Noninterest income | 239,000 | USD | evidence → |
| Noninterest expense | 2,864,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 41,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 39,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,428,000 | USD | evidence → |