Call report 2025Q2
SPIRO STATE BANK — 2025Q2
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,899,000 | USD | evidence → |
| Total loans | 47,942,000 | USD | evidence → |
| Allowance for loan losses | 468,000 | USD | evidence → |
| Securities available for sale | 23,503,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,469,000 | USD | evidence → |
| Interest-bearing deposits | 57,701,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,768,000 | USD | evidence → |
| Equity capital | 14,290,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,396,000 | USD | evidence → |
| Interest expense | 517,000 | USD | evidence → |
| Net interest income | 1,879,000 | USD | evidence → |
| Noninterest income | 166,000 | USD | evidence → |
| Noninterest expense | 1,837,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 125,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 125,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,502,000 | USD | evidence → |