Call report 2016Q1
SPIRO STATE BANK — 2016Q1
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,104,000 | USD | evidence → |
| Total loans | 13,190,000 | USD | evidence → |
| Allowance for loan losses | 400,000 | USD | evidence → |
| Securities available for sale | 20,961,000 | USD | evidence → |
| Securities held to maturity | 6,799,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,422,000 | USD | evidence → |
| Interest-bearing deposits | 29,910,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,512,000 | USD | evidence → |
| Equity capital | 6,588,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 377,000 | USD | evidence → |
| Interest expense | 24,000 | USD | evidence → |
| Net interest income | 353,000 | USD | evidence → |
| Noninterest income | 133,000 | USD | evidence → |
| Noninterest expense | 453,000 | USD | evidence → |
| Provision for loan losses | -2,000 | USD | evidence → |
| Pretax income | 35,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 35,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,367,000 | USD | evidence → |
| Total capital | 6,633,000 | USD | evidence → |
| Risk-weighted assets | 21,197,000 | USD | evidence → |