Call report 2015Q4
SPIRO STATE BANK — 2015Q4
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,775,000 | USD | evidence → |
| Total loans | 12,964,000 | USD | evidence → |
| Allowance for loan losses | 400,000 | USD | evidence → |
| Securities available for sale | 20,372,000 | USD | evidence → |
| Securities held to maturity | 6,360,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,271,000 | USD | evidence → |
| Interest-bearing deposits | 28,530,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,741,000 | USD | evidence → |
| Equity capital | 6,409,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,450,000 | USD | evidence → |
| Interest expense | 91,000 | USD | evidence → |
| Net interest income | 1,359,000 | USD | evidence → |
| Noninterest income | 511,000 | USD | evidence → |
| Noninterest expense | 1,864,000 | USD | evidence → |
| Provision for loan losses | -18,000 | USD | evidence → |
| Pretax income | 24,000 | USD | evidence → |
| Income tax | -27,000 | USD | evidence → |
| Net income | 51,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,332,000 | USD | evidence → |
| Total capital | 6,595,000 | USD | evidence → |
| Risk-weighted assets | 20,925,000 | USD | evidence → |
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