Call report 2013Q1
RUBY VALLEY BANK — 2013Q1
The 22 measures RUBY VALLEY BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,204,000 | USD | evidence → |
| Total loans | 58,146,000 | USD | evidence → |
| Allowance for loan losses | 1,776,000 | USD | evidence → |
| Securities available for sale | 15,328,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,807,000 | USD | evidence → |
| Interest-bearing deposits | 54,928,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,879,000 | USD | evidence → |
| Equity capital | 11,126,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 999,000 | USD | evidence → |
| Interest expense | 52,000 | USD | evidence → |
| Net interest income | 947,000 | USD | evidence → |
| Noninterest income | 73,000 | USD | evidence → |
| Noninterest expense | 673,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 272,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 272,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,914,000 | USD | evidence → |
| Total capital | 11,681,000 | USD | evidence → |
| Risk-weighted assets | 60,295,000 | USD | evidence → |