Call report 2012Q4
RUBY VALLEY BANK — 2012Q4
The 22 measures RUBY VALLEY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,693,000 | USD | evidence → |
| Total loans | 58,060,000 | USD | evidence → |
| Allowance for loan losses | 1,701,000 | USD | evidence → |
| Securities available for sale | 14,789,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,577,000 | USD | evidence → |
| Interest-bearing deposits | 54,564,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,013,000 | USD | evidence → |
| Equity capital | 11,010,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,603,000 | USD | evidence → |
| Interest expense | 274,000 | USD | evidence → |
| Net interest income | 4,329,000 | USD | evidence → |
| Noninterest income | 299,000 | USD | evidence → |
| Noninterest expense | 2,274,000 | USD | evidence → |
| Provision for loan losses | 885,000 | USD | evidence → |
| Pretax income | 1,469,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,469,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,792,000 | USD | evidence → |
| Total capital | 11,561,000 | USD | evidence → |
| Risk-weighted assets | 60,533,000 | USD | evidence → |