Call report 2025Q4
CHARLES RIVER BANK — 2025Q4
The 22 measures CHARLES RIVER BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 321,998,000 | USD | evidence → |
| Total loans | 233,054,000 | USD | evidence → |
| Allowance for loan losses | 1,514,000 | USD | evidence → |
| Securities available for sale | 47,772,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 298,687,000 | USD | evidence → |
| Interest-bearing deposits | 235,537,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,150,000 | USD | evidence → |
| Equity capital | 21,022,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,340,000 | USD | evidence → |
| Interest expense | 4,726,000 | USD | evidence → |
| Net interest income | 9,614,000 | USD | evidence → |
| Noninterest income | 1,399,000 | USD | evidence → |
| Noninterest expense | 9,511,000 | USD | evidence → |
| Provision for loan losses | 43,000 | USD | evidence → |
| Pretax income | 1,385,000 | USD | evidence → |
| Income tax | 322,000 | USD | evidence → |
| Net income | 1,063,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,375,000 | USD | evidence → |
| Total capital | 28,010,000 | USD | evidence → |
| Risk-weighted assets | 218,177,000 | USD | evidence → |