Call report 2025Q3
CHARLES RIVER BANK — 2025Q3
The 22 measures CHARLES RIVER BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 325,397,000 | USD | evidence → |
| Total loans | 236,382,000 | USD | evidence → |
| Allowance for loan losses | 1,507,000 | USD | evidence → |
| Securities available for sale | 48,772,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 303,008,000 | USD | evidence → |
| Interest-bearing deposits | 236,991,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,017,000 | USD | evidence → |
| Equity capital | 20,360,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,552,000 | USD | evidence → |
| Interest expense | 3,541,000 | USD | evidence → |
| Net interest income | 7,011,000 | USD | evidence → |
| Noninterest income | 1,066,000 | USD | evidence → |
| Noninterest expense | 7,031,000 | USD | evidence → |
| Provision for loan losses | 33,000 | USD | evidence → |
| Pretax income | 939,000 | USD | evidence → |
| Income tax | 213,000 | USD | evidence → |
| Net income | 726,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,037,000 | USD | evidence → |
| Total capital | 27,666,000 | USD | evidence → |
| Risk-weighted assets | 220,052,000 | USD | evidence → |