Call report 2025Q1
CHARLES RIVER BANK — 2025Q1
The 22 measures CHARLES RIVER BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 312,446,000 | USD | evidence → |
| Total loans | 229,015,000 | USD | evidence → |
| Allowance for loan losses | 1,492,000 | USD | evidence → |
| Securities available for sale | 50,139,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 291,785,000 | USD | evidence → |
| Interest-bearing deposits | 229,831,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,954,000 | USD | evidence → |
| Equity capital | 18,850,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,330,000 | USD | evidence → |
| Interest expense | 1,168,000 | USD | evidence → |
| Net interest income | 2,162,000 | USD | evidence → |
| Noninterest income | 311,000 | USD | evidence → |
| Noninterest expense | 2,327,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 136,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 113,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,423,000 | USD | evidence → |
| Total capital | 27,037,000 | USD | evidence → |
| Risk-weighted assets | 216,909,000 | USD | evidence → |