Call report 2024Q4
CHARLES RIVER BANK — 2024Q4
The 22 measures CHARLES RIVER BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 311,674,000 | USD | evidence → |
| Total loans | 219,164,000 | USD | evidence → |
| Allowance for loan losses | 1,484,000 | USD | evidence → |
| Securities available for sale | 50,051,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 291,584,000 | USD | evidence → |
| Interest-bearing deposits | 226,465,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,119,000 | USD | evidence → |
| Equity capital | 17,759,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,761,000 | USD | evidence → |
| Interest expense | 4,119,000 | USD | evidence → |
| Net interest income | 8,642,000 | USD | evidence → |
| Noninterest income | 1,796,000 | USD | evidence → |
| Noninterest expense | 9,471,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | 933,000 | USD | evidence → |
| Income tax | 105,000 | USD | evidence → |
| Net income | 828,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,311,000 | USD | evidence → |
| Total capital | 26,916,000 | USD | evidence → |
| Risk-weighted assets | 204,414,000 | USD | evidence → |