Call report 2023Q3
VERMONT STATE BANK — 2023Q3
The 22 measures VERMONT STATE BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,337,000 | USD | evidence → |
| Total loans | 15,528,000 | USD | evidence → |
| Allowance for loan losses | 609,000 | USD | evidence → |
| Securities available for sale | 2,067,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 18,005,000 | USD | evidence → |
| Interest-bearing deposits | 12,882,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,123,000 | USD | evidence → |
| Equity capital | 5,719,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 809,000 | USD | evidence → |
| Interest expense | 227,000 | USD | evidence → |
| Net interest income | 582,000 | USD | evidence → |
| Noninterest income | 1,111,000 | USD | evidence → |
| Noninterest expense | 1,930,000 | USD | evidence → |
| Provision for loan losses | 191,000 | USD | evidence → |
| Pretax income | -428,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -428,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,724,000 | USD | evidence → |
| Total capital | 5,909,000 | USD | evidence → |
| Risk-weighted assets | 14,609,000 | USD | evidence → |