Call report 2023Q2
VERMONT STATE BANK — 2023Q2
The 22 measures VERMONT STATE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,033,000 | USD | evidence → |
| Total loans | 16,269,000 | USD | evidence → |
| Allowance for loan losses | 579,000 | USD | evidence → |
| Securities available for sale | 2,137,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 19,149,000 | USD | evidence → |
| Interest-bearing deposits | 14,124,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,025,000 | USD | evidence → |
| Equity capital | 4,282,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 525,000 | USD | evidence → |
| Interest expense | 141,000 | USD | evidence → |
| Net interest income | 384,000 | USD | evidence → |
| Noninterest income | 629,000 | USD | evidence → |
| Noninterest expense | 1,165,000 | USD | evidence → |
| Provision for loan losses | 161,000 | USD | evidence → |
| Pretax income | -313,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,239,000 | USD | evidence → |
| Total capital | 4,405,000 | USD | evidence → |
| Risk-weighted assets | 13,107,000 | USD | evidence → |