Call report 2015Q3
VERMONT STATE BANK — 2015Q3
The 22 measures VERMONT STATE BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 23,941,000 | USD | evidence → |
| Total loans | 19,551,000 | USD | evidence → |
| Allowance for loan losses | 388,000 | USD | evidence → |
| Securities available for sale | 3,110,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 21,801,000 | USD | evidence → |
| Interest-bearing deposits | 19,918,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,883,000 | USD | evidence → |
| Equity capital | 2,077,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 861,000 | USD | evidence → |
| Interest expense | 200,000 | USD | evidence → |
| Net interest income | 661,000 | USD | evidence → |
| Noninterest income | 50,000 | USD | evidence → |
| Noninterest expense | 461,000 | USD | evidence → |
| Provision for loan losses | 141,000 | USD | evidence → |
| Pretax income | 111,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 111,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,049,000 | USD | evidence → |
| Total capital | 2,256,000 | USD | evidence → |
| Risk-weighted assets | 16,446,000 | USD | evidence → |