Call report 2015Q2
VERMONT STATE BANK — 2015Q2
The 22 measures VERMONT STATE BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 23,960,000 | USD | evidence → |
| Total loans | 18,765,000 | USD | evidence → |
| Allowance for loan losses | 315,000 | USD | evidence → |
| Securities available for sale | 2,850,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 21,811,000 | USD | evidence → |
| Interest-bearing deposits | 19,607,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,204,000 | USD | evidence → |
| Equity capital | 2,093,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 563,000 | USD | evidence → |
| Interest expense | 127,000 | USD | evidence → |
| Net interest income | 436,000 | USD | evidence → |
| Noninterest income | 33,000 | USD | evidence → |
| Noninterest expense | 300,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 150,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 150,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,089,000 | USD | evidence → |
| Total capital | 2,290,000 | USD | evidence → |
| Risk-weighted assets | 16,017,000 | USD | evidence → |