Call report 2015Q4
RIDGEWOOD SAVINGS BANK — 2015Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,206,994,000 | USD | evidence → |
| Total loans | 2,818,543,000 | USD | evidence → |
| Allowance for loan losses | 15,660,000 | USD | evidence → |
| Securities available for sale | 1,571,478,000 | USD | evidence → |
| Securities held to maturity | 409,446,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,997,990,000 | USD | evidence → |
| Interest-bearing deposits | 3,681,396,000 | USD | evidence → |
| Noninterest-bearing deposits | 316,594,000 | USD | evidence → |
| Equity capital | 667,500,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 140,937,000 | USD | evidence → |
| Interest expense | 39,389,000 | USD | evidence → |
| Net interest income | 101,548,000 | USD | evidence → |
| Noninterest income | 8,742,000 | USD | evidence → |
| Noninterest expense | 97,844,000 | USD | evidence → |
| Provision for loan losses | 1,652,000 | USD | evidence → |
| Pretax income | 22,917,000 | USD | evidence → |
| Income tax | 7,695,000 | USD | evidence → |
| Net income | 15,209,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 614,150,000 | USD | evidence → |
| Total capital | 630,254,000 | USD | evidence → |
| Risk-weighted assets | 2,718,270,000 | USD | evidence → |