Call report 2015Q3
RIDGEWOOD SAVINGS BANK — 2015Q3
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,114,112,000 | USD | evidence → |
| Total loans | 2,767,400,000 | USD | evidence → |
| Allowance for loan losses | 15,259,000 | USD | evidence → |
| Securities available for sale | 1,598,727,000 | USD | evidence → |
| Securities held to maturity | 422,155,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,931,638,000 | USD | evidence → |
| Interest-bearing deposits | 3,633,887,000 | USD | evidence → |
| Noninterest-bearing deposits | 297,751,000 | USD | evidence → |
| Equity capital | 671,374,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 103,741,000 | USD | evidence → |
| Interest expense | 29,725,000 | USD | evidence → |
| Net interest income | 74,016,000 | USD | evidence → |
| Noninterest income | 6,494,000 | USD | evidence → |
| Noninterest expense | 72,663,000 | USD | evidence → |
| Provision for loan losses | 1,216,000 | USD | evidence → |
| Pretax income | 18,681,000 | USD | evidence → |
| Income tax | 6,721,000 | USD | evidence → |
| Net income | 11,960,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 610,887,000 | USD | evidence → |
| Total capital | 626,626,000 | USD | evidence → |
| Risk-weighted assets | 2,601,245,000 | USD | evidence → |