Call report 2015Q4
CITIZENS FIRST BANK — 2015Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,867,930,000 | USD | evidence → |
| Total loans | 309,945,000 | USD | evidence → |
| Allowance for loan losses | 7,452,000 | USD | evidence → |
| Securities available for sale | 713,362,000 | USD | evidence → |
| Securities held to maturity | 727,127,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,546,207,000 | USD | evidence → |
| Interest-bearing deposits | 1,236,648,000 | USD | evidence → |
| Noninterest-bearing deposits | 309,559,000 | USD | evidence → |
| Equity capital | 166,893,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,690,000 | USD | evidence → |
| Interest expense | 1,248,000 | USD | evidence → |
| Net interest income | 39,442,000 | USD | evidence → |
| Noninterest income | 5,328,000 | USD | evidence → |
| Noninterest expense | 20,465,000 | USD | evidence → |
| Provision for loan losses | -2,250,000 | USD | evidence → |
| Pretax income | 26,085,000 | USD | evidence → |
| Income tax | 7,024,000 | USD | evidence → |
| Net income | 19,061,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 163,609,000 | USD | evidence → |
| Total capital | 171,061,000 | USD | evidence → |
| Risk-weighted assets | 797,212,000 | USD | evidence → |