Call report 2015Q3
CITIZENS FIRST BANK — 2015Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,829,225,000 | USD | evidence → |
| Total loans | 294,558,000 | USD | evidence → |
| Allowance for loan losses | 8,182,000 | USD | evidence → |
| Securities available for sale | 582,597,000 | USD | evidence → |
| Securities held to maturity | 741,785,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,536,054,000 | USD | evidence → |
| Interest-bearing deposits | 1,219,568,000 | USD | evidence → |
| Noninterest-bearing deposits | 316,486,000 | USD | evidence → |
| Equity capital | 162,997,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,167,000 | USD | evidence → |
| Interest expense | 900,000 | USD | evidence → |
| Net interest income | 29,267,000 | USD | evidence → |
| Noninterest income | 4,180,000 | USD | evidence → |
| Noninterest expense | 15,100,000 | USD | evidence → |
| Provision for loan losses | -1,500,000 | USD | evidence → |
| Pretax income | 19,376,000 | USD | evidence → |
| Income tax | 5,488,000 | USD | evidence → |
| Net income | 13,888,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 158,437,000 | USD | evidence → |
| Total capital | 166,619,000 | USD | evidence → |
| Risk-weighted assets | 742,330,000 | USD | evidence → |