Call report 2003Q1
CITIZENS FIRST BANK — 2003Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 492,902,000 | USD | evidence → |
| Total loans | 151,476,000 | USD | evidence → |
| Allowance for loan losses | 2,760,000 | USD | evidence → |
| Securities available for sale | 247,784,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 412,372,000 | USD | evidence → |
| Interest-bearing deposits | 325,216,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,156,000 | USD | evidence → |
| Equity capital | 34,515,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,527,000 | USD | evidence → |
| Interest expense | 1,294,000 | USD | evidence → |
| Net interest income | 3,233,000 | USD | evidence → |
| Noninterest income | 847,000 | USD | evidence → |
| Noninterest expense | 2,572,000 | USD | evidence → |
| Provision for loan losses | 327,000 | USD | evidence → |
| Pretax income | 1,336,000 | USD | evidence → |
| Income tax | 337,000 | USD | evidence → |
| Net income | 999,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,261,000 | USD | evidence → |
| Total capital | 36,058,000 | USD | evidence → |
| Risk-weighted assets | 228,823,000 | USD | evidence → |
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