Call report 2002Q4
CITIZENS FIRST BANK — 2002Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 392,084,000 | USD | evidence → |
| Total loans | 149,055,000 | USD | evidence → |
| Allowance for loan losses | 2,465,000 | USD | evidence → |
| Securities available for sale | 202,853,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 329,604,000 | USD | evidence → |
| Interest-bearing deposits | 253,471,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,133,000 | USD | evidence → |
| Equity capital | 25,138,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,530,000 | USD | evidence → |
| Interest expense | 5,045,000 | USD | evidence → |
| Net interest income | 11,485,000 | USD | evidence → |
| Noninterest income | 4,174,000 | USD | evidence → |
| Noninterest expense | 9,211,000 | USD | evidence → |
| Provision for loan losses | 530,000 | USD | evidence → |
| Pretax income | 5,960,000 | USD | evidence → |
| Income tax | 1,807,000 | USD | evidence → |
| Net income | 4,153,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,933,000 | USD | evidence → |
| Total capital | 26,435,000 | USD | evidence → |
| Risk-weighted assets | 200,573,000 | USD | evidence → |
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