Call report 2014Q4
CORNERSTONE BANK, INC. — 2014Q4
The 22 measures CORNERSTONE BANK, INC. reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 173,943,000 | USD | evidence → |
| Total loans | 31,968,000 | USD | evidence → |
| Allowance for loan losses | 301,000 | USD | evidence → |
| Securities available for sale | 84,462,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 157,151,000 | USD | evidence → |
| Interest-bearing deposits | 73,551,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,600,000 | USD | evidence → |
| Equity capital | 15,580,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,814,000 | USD | evidence → |
| Interest expense | 498,000 | USD | evidence → |
| Net interest income | 3,316,000 | USD | evidence → |
| Noninterest income | 230,000 | USD | evidence → |
| Noninterest expense | 2,461,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,186,000 | USD | evidence → |
| Income tax | 147,000 | USD | evidence → |
| Net income | 1,039,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,459,000 | USD | evidence → |
| Total capital | 15,760,000 | USD | evidence → |
| Risk-weighted assets | 57,271,000 | USD | evidence → |