Call reports 2014
CORNERSTONE BANK, INC. — 2014
What CORNERSTONE BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 137,549,000 | 128,897,000 | 141,948,000 | 173,943,000 |
| Total loans | 30,625,000 | 31,518,000 | 31,622,000 | 31,968,000 |
| Allowance for loan losses | 314,000 | 311,000 | 303,000 | 301,000 |
| Securities available for sale | 73,410,000 | 72,957,000 | 72,408,000 | 84,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,888,000 | 113,285,000 | 125,735,000 | 157,151,000 |
| Interest-bearing deposits | 69,170,000 | 68,200,000 | 68,444,000 | 73,551,000 |
| Noninterest-bearing deposits | 53,718,000 | 45,085,000 | 57,291,000 | 83,600,000 |
| Equity capital | 13,697,000 | 14,599,000 | 15,103,000 | 15,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,899,000 | 2,846,000 | 3,814,000 |
| Interest expense | 137,000 | 264,000 | 383,000 | 498,000 |
| Net interest income | 818,000 | 1,635,000 | 2,463,000 | 3,316,000 |
| Noninterest income | 45,000 | 90,000 | 129,000 | 230,000 |
| Noninterest expense | 591,000 | 1,198,000 | 1,795,000 | 2,461,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 272,000 | 628,000 | 898,000 | 1,186,000 |
| Income tax | 24,000 | 98,000 | 184,000 | 147,000 |
| Net income | 248,000 | 530,000 | 714,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,040,000 | 15,324,000 | 15,509,000 | 15,459,000 |
| Total capital | 15,354,000 | 15,635,000 | 15,812,000 | 15,760,000 |
| Risk-weighted assets | 53,569,000 | 50,164,000 | 52,189,000 | 57,271,000 |
Machine access — free, no API key
Every figure shown here about CORNERSTONE BANK, INC. — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.