Call report 2015Q1
INDEPENDENCE BANK — 2015Q1
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 165,316,000 | USD | evidence → |
| Total loans | 107,920,000 | USD | evidence → |
| Allowance for loan losses | 3,475,000 | USD | evidence → |
| Securities available for sale | 38,090,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,851,000 | USD | evidence → |
| Interest-bearing deposits | 107,727,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,124,000 | USD | evidence → |
| Equity capital | 21,222,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,570,000 | USD | evidence → |
| Interest expense | 76,000 | USD | evidence → |
| Net interest income | 1,494,000 | USD | evidence → |
| Noninterest income | 194,000 | USD | evidence → |
| Noninterest expense | 977,000 | USD | evidence → |
| Provision for loan losses | 193,000 | USD | evidence → |
| Pretax income | 518,000 | USD | evidence → |
| Income tax | 160,000 | USD | evidence → |
| Net income | 358,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,078,000 | USD | evidence → |
| Total capital | 21,532,000 | USD | evidence → |
| Risk-weighted assets | 114,375,000 | USD | evidence → |