Call report 2014Q4
INDEPENDENCE BANK — 2014Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 162,490,000 | USD | evidence → |
| Total loans | 106,805,000 | USD | evidence → |
| Allowance for loan losses | 3,275,000 | USD | evidence → |
| Securities available for sale | 42,803,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,459,000 | USD | evidence → |
| Interest-bearing deposits | 106,347,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,112,000 | USD | evidence → |
| Equity capital | 20,781,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,237,000 | USD | evidence → |
| Interest expense | 348,000 | USD | evidence → |
| Net interest income | 5,889,000 | USD | evidence → |
| Noninterest income | 186,000 | USD | evidence → |
| Noninterest expense | 3,961,000 | USD | evidence → |
| Provision for loan losses | 771,000 | USD | evidence → |
| Pretax income | 1,705,000 | USD | evidence → |
| Income tax | 502,000 | USD | evidence → |
| Net income | 1,203,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,773,000 | USD | evidence → |
| Total capital | 22,232,000 | USD | evidence → |
| Risk-weighted assets | 114,893,000 | USD | evidence → |