Call report 2016Q1
HOWARD STATE BANK — 2016Q1
The 22 measures HOWARD STATE BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,101,000 | USD | evidence → |
| Total loans | 21,254,000 | USD | evidence → |
| Allowance for loan losses | 618,000 | USD | evidence → |
| Securities available for sale | 14,615,000 | USD | evidence → |
| Securities held to maturity | 300,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,849,000 | USD | evidence → |
| Interest-bearing deposits | 38,053,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,796,000 | USD | evidence → |
| Equity capital | 5,195,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 432,000 | USD | evidence → |
| Interest expense | 30,000 | USD | evidence → |
| Net interest income | 402,000 | USD | evidence → |
| Noninterest income | 52,000 | USD | evidence → |
| Noninterest expense | 354,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 95,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 91,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,098,000 | USD | evidence → |
| Total capital | 5,397,000 | USD | evidence → |
| Risk-weighted assets | 23,647,000 | USD | evidence → |