Call report 2015Q4
HOWARD STATE BANK — 2015Q4
The 22 measures HOWARD STATE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,124,000 | USD | evidence → |
| Total loans | 21,137,000 | USD | evidence → |
| Allowance for loan losses | 606,000 | USD | evidence → |
| Securities available for sale | 14,321,000 | USD | evidence → |
| Securities held to maturity | 300,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,039,000 | USD | evidence → |
| Interest-bearing deposits | 40,633,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,406,000 | USD | evidence → |
| Equity capital | 5,035,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,682,000 | USD | evidence → |
| Interest expense | 78,000 | USD | evidence → |
| Net interest income | 1,604,000 | USD | evidence → |
| Noninterest income | 234,000 | USD | evidence → |
| Noninterest expense | 1,351,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 427,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 408,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,007,000 | USD | evidence → |
| Total capital | 5,308,000 | USD | evidence → |
| Risk-weighted assets | 23,836,000 | USD | evidence → |