Call report 2015Q2
HOWARD STATE BANK — 2015Q2
The 22 measures HOWARD STATE BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,724,000 | USD | evidence → |
| Total loans | 22,457,000 | USD | evidence → |
| Allowance for loan losses | 619,000 | USD | evidence → |
| Securities available for sale | 12,659,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,764,000 | USD | evidence → |
| Interest-bearing deposits | 38,986,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,778,000 | USD | evidence → |
| Equity capital | 4,904,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 853,000 | USD | evidence → |
| Interest expense | 38,000 | USD | evidence → |
| Net interest income | 815,000 | USD | evidence → |
| Noninterest income | 130,000 | USD | evidence → |
| Noninterest expense | 723,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 192,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 183,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,865,000 | USD | evidence → |
| Total capital | 5,186,000 | USD | evidence → |
| Risk-weighted assets | 25,418,000 | USD | evidence → |