Call report 2015Q1
HOWARD STATE BANK — 2015Q1
The 22 measures HOWARD STATE BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,707,000 | USD | evidence → |
| Total loans | 22,315,000 | USD | evidence → |
| Allowance for loan losses | 614,000 | USD | evidence → |
| Securities available for sale | 11,940,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,720,000 | USD | evidence → |
| Interest-bearing deposits | 40,647,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,073,000 | USD | evidence → |
| Equity capital | 4,936,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 440,000 | USD | evidence → |
| Interest expense | 19,000 | USD | evidence → |
| Net interest income | 421,000 | USD | evidence → |
| Noninterest income | 56,000 | USD | evidence → |
| Noninterest expense | 352,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 110,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 105,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,838,000 | USD | evidence → |
| Total capital | 5,148,000 | USD | evidence → |
| Risk-weighted assets | 24,506,000 | USD | evidence → |