Call report 2023Q1
WATERSTONE BANK — 2023Q1
The 22 measures WATERSTONE BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,109,468,000 | USD | evidence → |
| Total loans | 1,711,544,000 | USD | evidence → |
| Allowance for loan losses | 17,744,000 | USD | evidence → |
| Securities available for sale | 200,365,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,253,413,000 | USD | evidence → |
| Interest-bearing deposits | 1,107,840,000 | USD | evidence → |
| Noninterest-bearing deposits | 145,573,000 | USD | evidence → |
| Equity capital | 317,094,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,113,000 | USD | evidence → |
| Interest expense | 8,194,000 | USD | evidence → |
| Net interest income | 13,919,000 | USD | evidence → |
| Noninterest income | 18,216,000 | USD | evidence → |
| Noninterest expense | 29,012,000 | USD | evidence → |
| Provision for loan losses | -25,000 | USD | evidence → |
| Pretax income | 2,664,000 | USD | evidence → |
| Income tax | 599,000 | USD | evidence → |
| Net income | 2,065,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 333,852,000 | USD | evidence → |
| Total capital | 351,596,000 | USD | evidence → |
| Risk-weighted assets | 1,720,231,000 | USD | evidence → |