Call report 2022Q4
WATERSTONE BANK — 2022Q4
The 22 measures WATERSTONE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,027,068,000 | USD | evidence → |
| Total loans | 1,641,366,000 | USD | evidence → |
| Allowance for loan losses | 17,757,000 | USD | evidence → |
| Securities available for sale | 198,537,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,275,459,000 | USD | evidence → |
| Interest-bearing deposits | 1,094,479,000 | USD | evidence → |
| Noninterest-bearing deposits | 180,980,000 | USD | evidence → |
| Equity capital | 323,010,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 71,662,000 | USD | evidence → |
| Interest expense | 13,426,000 | USD | evidence → |
| Net interest income | 58,236,000 | USD | evidence → |
| Noninterest income | 103,939,000 | USD | evidence → |
| Noninterest expense | 136,672,000 | USD | evidence → |
| Provision for loan losses | 1,030,000 | USD | evidence → |
| Pretax income | 24,506,000 | USD | evidence → |
| Income tax | 4,999,000 | USD | evidence → |
| Net income | 19,507,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 341,866,000 | USD | evidence → |
| Total capital | 359,623,000 | USD | evidence → |
| Risk-weighted assets | 1,671,121,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about WATERSTONE BANK — 2022Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.