Call report 2021Q4
WATERSTONE BANK — 2021Q4
The 22 measures WATERSTONE BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,209,533,000 | USD | evidence → |
| Total loans | 1,518,523,000 | USD | evidence → |
| Allowance for loan losses | 15,778,000 | USD | evidence → |
| Securities available for sale | 180,016,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,328,101,000 | USD | evidence → |
| Interest-bearing deposits | 1,282,937,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,164,000 | USD | evidence → |
| Equity capital | 378,247,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 72,294,000 | USD | evidence → |
| Interest expense | 14,459,000 | USD | evidence → |
| Net interest income | 57,835,000 | USD | evidence → |
| Noninterest income | 197,477,000 | USD | evidence → |
| Noninterest expense | 167,099,000 | USD | evidence → |
| Provision for loan losses | -3,990,000 | USD | evidence → |
| Pretax income | 92,199,000 | USD | evidence → |
| Income tax | 21,337,000 | USD | evidence → |
| Net income | 70,862,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 378,762,000 | USD | evidence → |
| Total capital | 394,540,000 | USD | evidence → |
| Risk-weighted assets | 1,546,189,000 | USD | evidence → |