Call report 2021Q3
WATERSTONE BANK — 2021Q3
The 22 measures WATERSTONE BANK reported to the FFIEC for 2021Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,228,609,000 | USD | evidence → |
| Total loans | 1,552,792,000 | USD | evidence → |
| Allowance for loan losses | 16,790,000 | USD | evidence → |
| Securities available for sale | 175,330,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,325,447,000 | USD | evidence → |
| Interest-bearing deposits | 1,287,374,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,073,000 | USD | evidence → |
| Equity capital | 396,871,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,102,000 | USD | evidence → |
| Interest expense | 11,023,000 | USD | evidence → |
| Net interest income | 44,079,000 | USD | evidence → |
| Noninterest income | 156,367,000 | USD | evidence → |
| Noninterest expense | 126,461,000 | USD | evidence → |
| Provision for loan losses | -2,520,000 | USD | evidence → |
| Pretax income | 76,504,000 | USD | evidence → |
| Income tax | 18,204,000 | USD | evidence → |
| Net income | 58,300,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 396,018,000 | USD | evidence → |
| Total capital | 412,808,000 | USD | evidence → |
| Risk-weighted assets | 1,586,691,000 | USD | evidence → |