Call report 2020Q1
WATERSTONE BANK — 2020Q1
The 22 measures WATERSTONE BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,052,640,000 | USD | evidence → |
| Total loans | 1,672,114,000 | USD | evidence → |
| Allowance for loan losses | 13,226,000 | USD | evidence → |
| Securities available for sale | 178,989,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,143,838,000 | USD | evidence → |
| Interest-bearing deposits | 1,116,149,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,689,000 | USD | evidence → |
| Equity capital | 349,409,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,740,000 | USD | evidence → |
| Interest expense | 6,950,000 | USD | evidence → |
| Net interest income | 12,790,000 | USD | evidence → |
| Noninterest income | 30,895,000 | USD | evidence → |
| Noninterest expense | 34,935,000 | USD | evidence → |
| Provision for loan losses | 785,000 | USD | evidence → |
| Pretax income | 7,971,000 | USD | evidence → |
| Income tax | 1,922,000 | USD | evidence → |
| Net income | 6,049,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 347,244,000 | USD | evidence → |
| Total capital | 360,470,000 | USD | evidence → |
| Risk-weighted assets | 1,603,869,000 | USD | evidence → |