Call report 2019Q4
WATERSTONE BANK — 2019Q4
The 22 measures WATERSTONE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,993,170,000 | USD | evidence → |
| Total loans | 1,608,154,000 | USD | evidence → |
| Allowance for loan losses | 12,387,000 | USD | evidence → |
| Securities available for sale | 186,976,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,145,934,000 | USD | evidence → |
| Interest-bearing deposits | 1,111,384,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,550,000 | USD | evidence → |
| Equity capital | 342,295,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 80,828,000 | USD | evidence → |
| Interest expense | 27,608,000 | USD | evidence → |
| Net interest income | 53,220,000 | USD | evidence → |
| Noninterest income | 129,076,000 | USD | evidence → |
| Noninterest expense | 135,795,000 | USD | evidence → |
| Provision for loan losses | -900,000 | USD | evidence → |
| Pretax income | 47,416,000 | USD | evidence → |
| Income tax | 11,632,000 | USD | evidence → |
| Net income | 35,784,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 340,970,000 | USD | evidence → |
| Total capital | 353,357,000 | USD | evidence → |
| Risk-weighted assets | 1,546,455,000 | USD | evidence → |